/* 서민안심대출 v15 */
@import url("https://cdn.jsdelivr.net/gh/orioncactus/pretendard@v1.3.9/dist/web/static/pretendard.min.css");

*,*::before,*::after{box-sizing:border-box;font-family:"Pretendard",-apple-system,BlinkMacSystemFont,sans-serif;letter-spacing:-.5px}
body{background:#fff;color:#111;font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased;margin:0;padding:0;font-weight:500}
a{text-decoration:none;color:inherit}
.accent{color:#009cff}
.inner{max-width:1040px;margin:0 auto;padding-left:24px;padding-right:24px}

/* 상단 바 */
.top-info-bar{background:#000;color:#888;font-size:11px;padding:7px 0;text-align:center;letter-spacing:0}
.top-info-bar .inner{padding-left:24px;padding-right:24px}

/* 네비 */
.top-nav{background:#000;padding:0;border:none;position:sticky;top:0;z-index:1030;border-bottom:1px solid #222}
.top-nav .inner{display:flex;justify-content:space-between;align-items:center}
.top-nav .navbar-brand{font-size:17px;font-weight:700;color:#fff!important;padding:15px 0;display:block}
.top-nav .nav-cta{color:#fff;font-size:15px;font-weight:700;padding:15px 0;display:block}
.top-nav .nav-cta:hover{color:#009cff}

/* ===== 히어로 ===== */
.hero-box{background:#000;color:#fff;padding:0}
.hero-box .inner{padding-top:56px;padding-bottom:56px}
.hero-box h1{font-size:44px;font-weight:800;line-height:1.3;margin-bottom:16px;letter-spacing:-1.5px}
.hero-box .hero-sub{font-size:18px;color:rgba(255,255,255,.6);margin-bottom:36px;line-height:1.7}
.hero-box .hero-cta{display:inline-block;background:#009cff;color:#fff;padding:16px 40px;font-size:16px;font-weight:700;border:none;transition:background .15s;letter-spacing:-.3px}
.hero-box .hero-cta:hover{background:#1aadff;color:#fff}

/* stat strip */
.stat-strip{background:#111;border-top:1px solid #222;border-bottom:1px solid #222}
.stat-strip .inner{display:flex}
.stat-item{flex:1;padding:28px 0;text-align:center;border-right:1px solid #222}
.stat-item:last-child{border-right:none}
.stat-item .si-label{font-size:15px;color:rgba(255,255,255,.6);margin-bottom:4px;letter-spacing:-.2px}
.stat-item .si-value{font-size:32px;font-weight:800;color:#009cff;line-height:1.2;letter-spacing:-1px}

/* ===== 원칙 섹션 (히어로 바로 아래) ===== */
.principle-section{background:#000;color:#fff;padding:0;border-bottom:1px solid #222}
.principle-section .inner{padding-top:60px;padding-bottom:60px}
.principle-section .ps-label{font-size:15px;color:#009cff;font-weight:700;margin-bottom:6px}
.principle-section .ps-title{font-size:36px;font-weight:800;margin-bottom:40px;letter-spacing:-1px;line-height:1.3}
.principle-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.principle-card{background:#111;border:1px solid #222;padding:32px 28px;display:flex;align-items:flex-start;gap:20px}
.principle-card .pc-icon{font-size:32px;color:#009cff;flex-shrink:0}
.principle-card .pc-text h5{font-size:18px;font-weight:700;margin-bottom:4px;letter-spacing:-.3px}
.principle-card .pc-text p{font-size:14px;color:rgba(255,255,255,.55);margin:0;line-height:1.6;letter-spacing:-.2px}

/* ===== 폼 섹션 ===== */
.form-section{background:#f8f8f8;color:#000;padding:0;border-top:1px solid #ddd}
.form-section .inner{padding-top:56px;padding-bottom:56px}
.form-section .form-wrap{max-width:520px;margin:0 auto}
.form-section .fs-label{font-size:15px;color:#009cff;font-weight:700;text-align:center;margin-bottom:4px}
.form-section .fs-title{font-size:36px;font-weight:800;text-align:center;margin-bottom:6px;line-height:1.2;letter-spacing:-1px}
.form-section .fs-sub{font-size:15px;color:#888;text-align:center;margin-bottom:32px;letter-spacing:-.2px}
.form-bottom{text-align:center;margin-top:40px;padding-top:32px;border-top:1px solid #ddd}
.form-bottom h3{font-size:22px;font-weight:700;margin-bottom:6px;line-height:1.4;letter-spacing:-.5px}
.form-bottom p{font-size:14px;color:#888;margin-bottom:16px}
.form-bottom .fb-note{color:#009cff;font-size:13px;margin-bottom:16px;font-weight:600}
.btn-phone-cta{display:inline-block;background:#009cff;color:#fff;padding:14px 36px;font-size:16px;font-weight:700;transition:background .15s}
.btn-phone-cta:hover{background:#1aadff;color:#fff}

/* step-form 카드 */
.step-form-card{max-width:480px;margin:0 auto;background:#fff;border:1px solid #ddd;overflow:hidden}
.step-form-card .sfc-header{background:#009cff;color:#fff;padding:14px 20px;font-size:15px;font-weight:700;text-align:center}
.step-form-card .sfc-body{padding:24px 24px 28px;color:#111}
.step-form-card .sfc-body .form-label{font-size:12px;font-weight:700;color:#555!important;margin-bottom:5px;letter-spacing:-.1px}
.step-form-card .sfc-body .form-select,
.step-form-card .sfc-body .form-control{background:#f8f8f8!important;border:1px solid #ddd!important;color:#111!important;padding:12px 14px;font-size:15px;border-radius:0!important;font-weight:500}
.step-form-card .sfc-body .form-select option{color:#111;background:#fff}
.step-form-card .sfc-body .form-select:focus,
.step-form-card .sfc-body .form-control:focus{border-color:#009cff!important;box-shadow:0 0 0 2px rgba(0,156,255,.1)!important;background:#fff!important}
.step-form-card .sfc-body .form-control::placeholder{color:#bbb}
.step-form-card .sfc-body .btn-step{width:100%;padding:14px;background:#009cff;color:#fff;border:none;font-size:15px;font-weight:700;cursor:pointer;margin-top:10px;transition:background .15s;display:block;text-align:center;letter-spacing:-.2px}
.step-form-card .sfc-body .btn-step:hover{background:#1aadff}
.step-form-card .sfc-body .btn-step-back{background:#f0f0f0!important;color:#888!important;border:1px solid #ddd!important}
.step-form-card .sfc-body .btn-step-back:hover{background:#e5e5e5!important;color:#555!important}
.step-form-card .step-ind{display:flex;margin-bottom:20px;border-bottom:1px solid #eee;list-style:none}
.step-form-card .step-ind-item{flex:1;text-align:center;padding:10px 2px 12px;font-size:11px;font-weight:600;color:#bbb}
.step-form-card .step-ind-item.active{color:#009cff}
.step-form-card .step-ind-num{display:inline-block;width:18px;height:18px;line-height:18px;font-size:10px;background:#eee;color:#bbb;text-align:center;margin-bottom:4px}
.step-form-card .step-ind-item.active .step-ind-num{background:#009cff;color:#fff}
.step-form-card .sfc-body .phone-group .form-select,
.step-form-card .sfc-body .phone-group .form-control{background:#f8f8f8!important;border:1px solid #ddd!important;color:#111!important}
.step-form-card .sfc-body .phone-group span{color:#999!important}

/* ===== 고민 섹션 ===== */
.problem-section{background:#000;color:#fff;padding:0}
.problem-section .inner{padding-top:60px;padding-bottom:60px}
.problem-section .ps-title{font-size:36px;font-weight:800;margin-bottom:32px;letter-spacing:-1px;line-height:1.3}
.problem-section .problem-list{list-style:none;padding:0;margin:0}
.problem-section .problem-list li{font-size:20px;font-weight:600;padding:14px 0;border-bottom:1px solid #222;color:rgba(255,255,255,.8);letter-spacing:-.3px}
.problem-section .problem-list li:last-child{border-bottom:none}
.problem-section .problem-list li span{color:rgba(255,255,255,.35);font-size:14px;margin-right:12px;font-weight:700}

/* ===== 후기 ===== */
.review-section{background:#009cff;color:#fff;padding:0}
.review-section .inner{padding-top:60px;padding-bottom:60px}
.review-section .rs-label{font-size:15px;font-weight:600;margin-bottom:4px;opacity:.8}
.review-section .rs-title{font-size:36px;font-weight:800;margin-bottom:36px;letter-spacing:-1px;line-height:1.3}
.review-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.review-card{background:#fff;color:#000;padding:32px 24px}
.review-card h4{font-size:19px;font-weight:700;margin-bottom:10px;letter-spacing:-.3px}
.review-card p.rc-body{font-size:15px;font-weight:500;line-height:1.65;margin-bottom:12px;color:#333;letter-spacing:-.2px}
.review-card p.rc-author{font-size:13px;color:#999;margin:0}

/* ===== 상품 섹션 ===== */
.detail-section{background:#fff;color:#000;padding:0;border-top:1px solid #ddd}
.detail-section .inner{padding-top:56px;padding-bottom:56px}
.detail-section .ds-label{font-size:15px;color:#009cff;font-weight:700;margin-bottom:4px}
.detail-section .ds-title{font-size:36px;font-weight:800;margin-bottom:32px;letter-spacing:-1px}

/* 상품 카드 */
.landing-products{display:flex;flex-direction:column;gap:0}
.lp-card{display:flex;border:1px solid #ddd;border-top:none;background:#fff;transition:background .15s}
.lp-card:first-child{border-top:1px solid #ddd}
.lp-card:hover{background:#f0f7ff}
.lp-card .lp-left{background:#111;color:#fff;padding:24px;width:220px;min-width:220px;display:flex;flex-direction:column;justify-content:center}
.lp-card .lp-type{font-size:11px;color:#009cff;font-weight:700;letter-spacing:.5px;text-transform:uppercase;margin-bottom:6px;display:block}
.lp-card .lp-name{font-size:18px;font-weight:700;margin-bottom:4px;display:block;letter-spacing:-.3px}
.lp-card .lp-qual{font-size:12px;color:rgba(255,255,255,.5);display:block}
.lp-card .lp-right{padding:20px 24px;flex:1;display:flex;align-items:center;justify-content:space-between;gap:16px}
.lp-card .lp-specs{display:flex;gap:0;flex:1}
.lp-card .lp-spec{flex:1;padding:0 16px;border-right:1px solid #eee}
.lp-card .lp-spec:last-child{border-right:none}
.lp-card .lp-spec-label{font-size:11px;color:#999;font-weight:600;margin-bottom:3px;display:block;letter-spacing:0}
.lp-card .lp-spec-val{font-size:16px;color:#111;font-weight:700;display:block;letter-spacing:-.2px}
.lp-card .lp-action a{display:inline-block;background:#009cff;color:#fff;padding:10px 22px;font-size:14px;font-weight:700;white-space:nowrap;transition:background .15s}
.lp-card .lp-action a:hover{background:#1aadff}

/* ===== 사칭 주의 ===== */
.fraud-section{background:#fff;padding:0}
.fraud-section .inner{padding-top:0;padding-bottom:48px}
.fraud-notice{background:#f5f5f5;border-left:3px solid #009cff;padding:24px 28px}
.fraud-notice h5{font-weight:700;font-size:15px;margin-bottom:8px;color:#000;letter-spacing:-.2px}
.fraud-notice p{font-size:14px;line-height:1.7;margin:0;color:#666;letter-spacing:-.1px}

/* ===== 푸터 법적 고지 ===== */
.footer-notice{background:#111;padding:24px 0}
.footer-notice .inner{padding-left:24px;padding-right:24px}
.footer-notice p{font-size:12px;color:#777;line-height:1.9;margin:0;letter-spacing:-.1px}
.footer-notice .fn-red{margin-top:12px;padding-top:12px;border-top:1px solid #333}
.footer-notice .fn-red p{color:#e74c3c!important;font-weight:700;font-size:13px}

/* ===== 푸터 ===== */
.site-footer{background:#000;color:rgba(255,255,255,.45);padding:36px 0 24px}
.site-footer .inner{padding-left:24px;padding-right:24px}
.site-footer h6{color:rgba(255,255,255,.7);font-weight:700;font-size:14px;margin-bottom:10px}
.site-footer .footer-info p{font-size:12px;margin-bottom:3px;line-height:1.8;letter-spacing:-.1px;color:rgba(255,255,255,.45)}
.site-footer .footer-cs{text-align:right}
.site-footer .cs-phone{font-size:24px;font-weight:800;color:#009cff;display:block;margin-bottom:10px;letter-spacing:-.5px}
.site-footer .btn-cs-call{background:rgba(0,156,255,.12);color:#009cff;border:1px solid rgba(0,156,255,.2);padding:10px 20px;font-weight:700;font-size:14px;display:inline-block;transition:background .15s}
.site-footer .btn-cs-call:hover{background:rgba(0,156,255,.2)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.06);margin-top:20px;padding-top:14px;text-align:center;font-size:11px;color:rgba(255,255,255,.2)}

/* ===== 플로팅 카카오톡 ===== */
.kakao-float{position:fixed;right:22px;bottom:22px;z-index:999;display:block;width:96px;height:96px;border-radius:20px;overflow:hidden;box-shadow:0 6px 18px rgba(0,0,0,.2);transition:transform .15s,box-shadow .15s}
.kakao-float:hover{transform:translateY(-2px);box-shadow:0 8px 22px rgba(0,0,0,.24)}
.kakao-float img{width:100%;height:100%;display:block}
@media (max-width:480px){.kakao-float{width:78px;height:78px;right:16px;bottom:16px;border-radius:18px}}

/* ===== 서브 페이지 ===== */
.page-header{background:#000;color:#fff;padding:0;border-bottom:1px solid #222}
.page-header .inner{padding-top:32px;padding-bottom:32px}
.page-header h2{font-weight:800;font-size:22px;margin:0;letter-spacing:-.5px}
.page-header p{margin:5px 0 0;color:rgba(255,255,255,.5);font-size:14px;letter-spacing:-.1px}
.content-wrap{max-width:1040px;margin:0 auto;padding:32px 24px;background:#fff}
.card{border:1px solid #ddd;border-radius:0;box-shadow:none;overflow:hidden}
.card-header{background:#111;color:#fff;font-weight:700;padding:14px 22px;border:none;border-radius:0;font-size:15px;letter-spacing:-.2px}
.card-body{background:#fff}
.form-control,.form-select{border-radius:0;border:1px solid #ddd;padding:11px 14px;font-size:15px;font-weight:500;background:#fff;color:#111}
.form-control:focus,.form-select:focus{border-color:#009cff;box-shadow:0 0 0 2px rgba(0,156,255,.1)}
.form-label{font-weight:700;color:#111;font-size:14px;margin-bottom:5px;letter-spacing:-.2px}
.btn{border-radius:0;font-size:15px;font-weight:700;letter-spacing:-.2px}
.btn-dark-solid{background:#000;color:#fff;border:none;padding:12px 24px}
.btn-dark-solid:hover{background:#222;color:#fff}
.btn-outline-primary{color:#666;border:1px solid #ddd;font-weight:600;background:transparent}
.btn-outline-primary:hover{background:#f5f5f5;color:#000}
.btn-lg{padding:14px 32px;font-size:16px}
.btn-full{width:100%;padding:15px;font-size:16px;font-weight:800}
.result-box{padding:40px 28px;text-align:center;border-radius:0;background:#fff}
.result-box h4{font-weight:800;font-size:20px;letter-spacing:-.3px}
.info-table{margin-bottom:0}
.info-table th{background:#f5f5f5;color:#111;font-weight:700;width:24%;padding:15px 18px;border-color:#ddd;font-size:14px;letter-spacing:-.1px}
.info-table td{padding:15px 18px;border-color:#ddd;font-size:15px;color:#555;letter-spacing:-.1px}
.notice-text{background:#f5f5f5;border:1px solid #ddd;padding:22px;font-size:12px;color:#999;line-height:1.95;letter-spacing:-.1px}
.badge{border-radius:0}
.status-badge{font-size:13px;padding:5px 14px;border-radius:0;font-weight:600;background:#000;color:#fff}
.products-grid{display:flex;flex-direction:column;gap:0}
.product-card{background:#fff;border:1px solid #ddd;border-top:none;overflow:hidden;display:flex}
.product-card:first-child{border-top:1px solid #ddd}
.product-card:hover{background:#f0f7ff}
.product-card-header{background:#111;color:#fff;padding:24px;width:230px;min-width:230px;display:flex;flex-direction:column;justify-content:center}
.product-card-header .product-type-label{font-size:11px;color:#009cff;font-weight:700;letter-spacing:.5px;display:block;margin-bottom:7px;text-transform:uppercase}
.product-card-header h4{font-size:18px;font-weight:700;margin:0 0 4px;letter-spacing:-.3px}
.product-card-header .product-desc{font-size:12px;color:rgba(255,255,255,.5)}
.product-card-body{padding:22px 24px;flex:1;display:flex;flex-direction:column;justify-content:center;background:#fff}
.product-specs{display:flex;gap:0;list-style:none;padding:0;margin:0 0 14px}
.product-specs li{flex:1;padding:10px 14px;border-right:1px solid #ddd}
.product-specs li:last-child{border-right:none}
.spec-label{display:block;font-size:11px;color:#999;font-weight:600;margin-bottom:3px;letter-spacing:0}
.spec-value{display:block;font-size:15px;color:#111;font-weight:700;letter-spacing:-.2px}
.product-card-actions{display:flex;gap:8px}
.product-card-actions .btn{padding:10px 18px;font-size:13px}
.product-tab-group{display:flex;gap:0;margin-bottom:20px;border:1px solid #ddd}
.product-tab{flex:1;text-align:center;padding:12px;background:#fff;color:#999;font-weight:600;font-size:14px;border-right:1px solid #ddd}
.product-tab:last-child{border-right:none}
.product-tab:hover,.product-tab.active{color:#fff;background:#111}
.admin-sidebar .nav-link{color:#555;padding:10px 14px;border-radius:0;margin-bottom:1px;font-weight:500;font-size:14px}
.admin-sidebar .nav-link:hover,.admin-sidebar .nav-link.active{background-color:#111;color:#fff}

/* ===== 반응형 ===== */
@media(max-width:767px){
    .stat-strip .inner{flex-direction:column}
    .stat-item{border-right:none;border-bottom:1px solid #222;padding:20px 0}
    .stat-item:last-child{border-bottom:none}
    .hero-box h1{font-size:32px}
    .principle-grid{grid-template-columns:1fr}
    .principle-card{padding:24px 20px}
    .ps-title,.rs-title,.ds-title,.form-section .fs-title{font-size:28px!important}
    .problem-section .ps-title{font-size:28px}
    .problem-section .problem-list li{font-size:17px}
    .review-grid{grid-template-columns:1fr}
    .lp-card{flex-direction:column}
    .lp-card .lp-left{width:100%;min-width:auto;padding:18px}
    .lp-card .lp-right{flex-direction:column;align-items:stretch}
    .lp-card .lp-specs{flex-wrap:wrap}
    .lp-card .lp-spec{flex:none;width:50%;padding:8px 10px;border-bottom:1px solid #eee}
    .lp-card .lp-action{text-align:center;margin-top:10px}
    .lp-card .lp-action a{width:100%;display:block;text-align:center}
    .product-card{flex-direction:column}
    .product-card-header{width:100%;min-width:auto;padding:18px}
    .product-specs{flex-wrap:wrap}
    .product-specs li{flex:none;width:50%;border-bottom:1px solid #ddd}
    .mobile-break::after{content:"\A";white-space:pre}
    .site-footer .footer-cs{text-align:left;margin-top:16px}
}
@media(max-width:480px){
    .hero-box h1{font-size:26px}
    .stat-item .si-value{font-size:26px}
    .principle-card{gap:14px}
    .product-specs li{width:100%}
    .form-section .fs-title{font-size:24px!important}
}